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Embedded Financial Intelligence for SMB Banking

Go to market in weeks with Monit’s pre-built integration into Apiture’s digital banking platform—bringing powerful financial insights directly to your SMB clients.

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About Monit

Monit empowers banks and credit unions to offer white-labeled "Digital CFO" tools embedded within Apiture’s digital banking platform. While SMBs gain powerful insights into their cash flow and financial health, bankers unlock deep data intelligence to drive targeted sales campaigns, uncover new lending opportunities, and strengthen client relationships.

Why Banks Choose Monit

Differentiate Your Business Banking Offering

Lead with personalized financial insights—elevating your digital banking experience beyond traditional account management.

Drive Revenue & Wallet Share Growth

Identify deposits held away, define share of wallet, and close loans faster with real-time financial intelligence.

Increase Banker Efficiency

AI-powered insights help bankers prioritize clients, target opportunities, and build deeper relationships—all with less manual effort.

Reduce Portfolio Risk

Gain real-time visibility into SMB financial performance, allowing proactive risk mitigation and smarter credit decisions.

Trusted by Leading Financial Institutions

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Monit for Businesses

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Benchmark Your Business Against Others

See how your business stacks up in key metrics against others nearby or in your industry:

  • Debt to Asset Ratio
  • Net Profit / Net Profit Margin
  • Expenses (e.g., marketing, rent, payroll, interest, etc.)
  • Headcount
Benchmarking Against Industry Peers

Compare key financial metrics to similar businesses, including:

  • Debt to Asset Ratio
  • Net Profit / Net Profit Margin
  • Expenses (e.g., marketing, rent, payroll, interest, etc.)
  • Headcount
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Cash Flow Forecasting & Financial Performance Tracking

View real-time financial health and monitor key numbers like:

  • Cash Flow Forecasts
  • Cash on Hand
  • Revenue & Profit
  • Accounts Receivable & Payable
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Scenario Planning & Goal Setting

Model financial outcomes and set strategic targets for:

  • Hiring & Staffing Adjustments
  • Expense Increases & Decreases
  • Revenue Gains & Losses
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AI-Powered Personalized Insights

Receive tailored financial recommendations to optimize:

  • Timing for Investments & Credit
  • Expense Optimization & Cost Reduction
  • Banking Products Aligned to Business Needs
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Real-Time Business Valuation

Estimate company worth and plan for:

  • Growth & Investment Decisions
  • Succession & Exit Strategies
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Unlock Actionable Insights for Your Bankers

As SMBs engage with Monit’s Business Insights, frontline bankers receive real-time financial intelligence, allowing them to:

  • ✔ Identify cross-sell & lending opportunities
  • ✔ Build deeper, data-driven client relationships
  • ✔ Proactively engage clients before competitors do

How Monit Transforms Accounting Data into Bankable Insights

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Partner Resources

Seamless Activation with Apiture’s Digital Banking Platform

Getting started is extremely easy, simply enable Monit’s plug-in via Apiture's Digital Banking Platform! Monit has pre-built content & templates to complement digital marketing strategies. Monit also provides training to front line bankers to share best practices and drive adoption.

Implementation Best Practices

Monit provides best-in-class onboarding, marketing templates, and training to drive SMB adoption and banker engagement.

Schedule a Demo

Our flexible partnership options can support a quick, bank-branded deployment or a fully embedded digital experience. Please reach out to discuss the best approach for your bank.

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