Turn Accounting Data into Actionable Insights

Monit seamlessly integrates with QuickBooks, FreshBooks, and Xero to transform raw accounting data into powerful insights. Empower bankers with real-time financial intelligence and give small business owners the clarity they need to make better decisions.

Unlock the Power of Accounting Data

Give Bankers a Complete Financial Picture

Equip bankers with deeper financial insights by analyzing revenue trends, expenses, and cash flow directly from accounting platforms. Identify lending, deposit, and cross-sell opportunities in real time.

Help SMBs Make Smarter Financial Decisions

Empower business owners with clear, data-driven insights on profitability, spending patterns, and upcoming cash flow needs—helping them stay financially healthy.

Seamless Data Sync with No Extra Work

Monit automatically pulls accounting data from QuickBooks, FreshBooks, and Xero, ensuring that insights are always up to date—without manual uploads or maintenance.

Just a Few of the Many Insights Monit Provides

These are just a few of the many insights Monit provides. Monit's platform continuously expands to uncover more valuable opportunities for your bank and SMB clients.)

For Bankers: Actionable Insights from Accounting Data.

Identify Profitable Lending Opportunities

Find SMBs with strong net profit and growth trends—prime candidates for business loans, credit lines, or expansion financing.

Capture Merchant Service Conversions

Spot businesses using third-party payment processors and offer cost-effective merchant services to improve their banking relationship.

Target Real Estate Financing Needs

Uncover SMBs spending heavily on rent and introduce mortgage solutions to help them build equity and save on long-term costs.

Detect External Loan Payments

Identify clients with equipment loans at other institutions and offer refinancing or better lending solutions to keep them in-house.

For SMBs: Smarter Business Decisions with Accounting Data

Optimize Your Cash Flow

See inflow/outflow trends, forecast financial health, and prepare for upcoming expenses to maintain a stable cash position.

Reduce Unnecessary Expenses

Get alerted to rising costs, like rent exceeding 15% of expenses, and explore strategies to cut overhead.

High-Value Cross-Sell Signals

Uncover opportunities for business lending, deposits, and treasury services—plus identify payroll, merchant, and payment provider usage to offer tailored solutions.

Improve Payment Collection & Invoicing

Track overdue invoices, identify slow-paying customers, and take action to accelerate payments and improve cash flow.

How Monit Delivers Actionable Insights

Financial Institutions Deliver Monit to SMBs

With a simple, one-time setup, business owners sync their QuickBooks, FreshBooks, or Xero accounts—unlocking continuous insights and cash flow forecasting.

1

SMBs Securely Connect Their Accounting Data

With a simple, one-time setup, business owners sync their QuickBooks, FreshBooks, or Xero accounts—unlocking continuous insights and cash flow forecasting.

2

Monit Transforms Data into Actionable Intelligence

Real-time financial data fuels Monit’s AI-powered analytics, surfacing key SMB insights for both business owners and bankers.

3

Banks Drive Growth & Strengthen Relationships

Monit enables tailored product offers and deeper engagement, helping financial institutions strengthen relationships and unlock new revenue opportunities.

4

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Our flexible partnership options can support a quick, bank-branded deployment or a fully embedded digital experience. Please reach out to discuss the best approach for your bank.

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