Our Mission

We started Monit to align small business finance with the real needs and lives of small business owners.

Why? Because we’ve run small businesses. We know what it's like to waste time digging for numbers when you should be out improving them. We know what it’s like to not have the answers you need right now. We know what it’s like to lose sleep because you’re not sure if you have financial command of today and tomorrow. And if you pay someone to expertly manage your finances, we know what it’s like to worry if they really are.

Simply put, we’re here to give you the clear, actionable, timely views and guidance you need - and then get out of the way so you can get back to doing what you love.

A team of small business finance, decision intelligence, technology and design leaders.

Steve Dow
Steve Dow / Co-founder & CEO
Extensive financial services experience including corporate strategy, business banking and fintech investing/advisory. Product domains include commercial lending & deposits, SBA lending, student loans and credit cards.
Sean Collins
Sean Collins / Co-founder & Head of Development
Expertise in creating digital enterprise advice and guidance platforms. Deep experience in financial wellness, product selection, payments, insurance, and health/wellness personalized guidance. Extensive financial services background.
John Calabrese
John Calabrese, CFA®, FRM® / Head of Product
FinTech experience across enterprise and consumer applications (FIS/SunGard, eMoney/Fidelity, Cinch, Citizens Financial). Experience in data-science, statistics, coding and execution.
Kristen Parton
Kristen Parton / Data Modeler
Deep quantitative and algorithmic modeling experience in financial and medical domains (Cinch, Sermo, Thermo Fisher). Expertise in Bayesian, AI and decision network model design, prototyping and performance evaluation.
Dave Batista
Dave Batista / CX & Creative Advisor
BEAM founding partner and Chief Creative Officer. Expertise in product design, end-to-end customer experience design and marketing program definition for leading consumer, financial and healthcare brands.
Konstantin Novakivsky
Konstantin Novakivsky, CFA®, CFP® / Data Modeler
Expertise in research, modeling and product development. Extensive experience in asset management and financial advice ranging from leading financial institutions (Fidelity, State Street) to innovative start-ups (Kindur)
Whitney Goodman
Whitney Goodman / CPA
Small business expert and thought leader. Over 20 years accounting experience including budget management, audit prep, cashflow management, and financial planning and analysis. Startup and financial services expertise.
Nathan Cullivan
Nathan Cullivan / Data Modeler
Experience in financial modeling and applied econometrics. Completed numerous projects involving regression modeling as well as financial risk reporting.